Should I or shouldn’t I
If you answer yes to the question or even a maybe then it is time for you to investigate the possibilities of refinancing. Shop the market and see what you can get in the way of a new mortgage. You will experience additional closing costs in acquiring the new mortgage but they could pay off in the life of a thirty year loan. If you can refinance and shave off a point of interest in a few years time you will have payed the cost of refinancing. You can also pay your home off sooner by refinancing your present loan.
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